DMC Finance

Home Loans

Looking for the right home loan but don’t know where to start?

Home Loans can be stressful. But DMC Finance can help guide you on one of the biggest financial decisions of your life. 

With access to multiple lenders, DMC Finance can find a suitable lender and loan product that fits your circumstances. Whether you’re a first home buyer, refinancing an existing property, or borrowing to invest, our unrivalled level of customer service ensures a smooth and supported journey through this important time.

Looking for the right home loan but don’t know where to start?

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First Home Buyers

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First Home Buyers

Buying your first home is a big deal and can be quite confusing. This may be one of the biggest financial decisions you’ll make in your lifetime, so you need a professional to find you a loan that will best suit your financial and personal situation. As your devoted Mortgage Broker, DMC Finance will be with you every step of the way to cut through the finance jargon. It pays to have someone by your side through the buying journey, making sure you understand the process every step of the way. Ready to take the big leap? Contact us today.

Ready for the upgrade or renovation?

Are you like many Australians and have outgrown your current property? Maybe it’s time to upgrade to a larger property or if you love where you live, why not renovate? Whatever your situation, DMC Finance will crunch the numbers and see what is possible.

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Is it time to Refinance?

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Is it time to Refinance?

When was the last time you had a home loan check-up? Paying out your current loan and replacing it with one that’s the right fit for you may benefit you considerably. But with so many refinancing options available, it can all get quite overwhelming. At DMC Finance we will determine if refinancing your home loan really is the way to go and provide a detailed summary of costs and potential savings. Contact us today to see if you’re paying more than you need on your loan.

Ever considered Property Investment?

The key to any investment is to have the correct structure and strategy in place from the start to avoid any future implications. At DMC Finance we will not only take the time to understand your short and long-term goals, but we will also work closely with your accountant and/or financial advisor to ensure maximum benefit of your investment is achieved.

Ever considered Property Investment?

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Application Process for Home Loans

Our streamlined application process ensures a smooth experience.

01

Initial
Consultation

Begin with a discussion about your home ownership goals, financial situation, and borrowing capacity. This will help us understand your needs and objectives and determine the best path forward.

02

Loan
Pre-Approval

We assist you in securing a loan pre-approval, giving you a clear understanding of your budget and making you a confident buyer. Pre-approval also strengthens your position when negotiating with sellers.

03

Documentation
Submission

Gather and submit the necessary documents, such as proof of income, expenses, identification, and details of any existing loans or debts. We’ll guide you on exactly what is needed to streamline the process.

04

Loan Selection
and Application

Based on all the information provided, we compare a range of loan products from our network of lenders that align with your needs and objectives. Once you’ve selected the right loan, we submit the application on your behalf.

05

Loan
Approval

After a thorough assessment, the lender reviews and approves your loan application. We keep you updated throughout this stage and ensure all conditions are met.

06

Loan
Settlement

Once approved, the lender prepares the loan contract, and we assist you in reviewing and signing it. After the legal and financial processes are complete, your loan is settled, and you’re ready to move into your new home!

Trusted by many
satisfied clients

“We found Dane from DMC Finance a great mortgage broker. He found a loan we were happy with quickly, and saved us hundred of dollars a month.
Dane had all the paperwork sorted and the loan was approved quickly.
Would recommend Dane from DMC Finance to anyone who needs to change their home loan in these challenging times.”

FAQs

Most lenders require at least a 5-10% deposit, but this can vary based on your financial situation and loan type.

Eligibility depends on factors like income, credit history, existing debts, and your deposit amount. Contact us for a free assessment.

Yes! Refinancing can help you secure a lower interest rate, reduce repayments, or access equity for renovations or investments.

Depending on your state, you may be eligible for the First Home Owner Grant (FHOG) / stamp duty concessions and other Government Incentive Schemes.

A Finance broker you can trust

Let’s have a chat about the right finance solution for you

Contact us